Looking to start a career in banking with a fast-growing, ethically-driven institution? LOTUS Bank’s Entry Level Programme (ELP 14) — its 2025/2026 graduate intake — is designed to groom young graduates into future banking leaders through structured training, rotation across business units, and on-the-job mentorship.

What is the LOTUS Bank Entry Level Programme (ELP)?

The Entry Level Programme (ELP) is LOTUS Bank’s flagship early-career development initiative. Successful applicants join a structured programme that combines classroom learning, on-the-job rotations across departments (e.g., retail, operations, risk, digital), and mentorship — all aimed at building technical, leadership and ethical banking skills. The 2025 intake is commonly referred to as ELP 14.

Quick facts (at a glance)

• Programme name: LOTUS Bank Entry Level Programme (ELP 14).
• Application portal: LOTUS Bank recruitment portal / SeamlessHiring
• Application deadline: 5 December 2025.
• Minimum qualification: Bachelor’s degree (minimum Second Class Lower/2:2).
• NYSC: Must have completed NYSC or present valid exemption certificate.
• Age requirement: Applicants are generally not older than 26 years at time of application (confirm on portal).

Who should apply?

This programme is ideal for:

• Recent university graduates with strong analytical and communication skills.
• Candidates passionate about ethical or non-interest banking and fintech.
• Graduates who can commit to rotational training and a career in banking.

Eligibility & requirements (detailed)

Although exact criteria may vary slightly per intake, the load-bearing requirements reported across official and reputable job portals are:

1. Bachelor’s degree (any discipline) with at least Second Class Lower (2:2).
2. NYSC discharge certificate or valid exemption/swap certificate at time of application.
3. Maximum age around 26 years at application (check portal for strict age cutoff).
4. Strong analytical skills, good communication, integrity, and a team mindset.

Always confirm final eligibility on the official LOTUS Bank application page before applying.

Documents you’ll typically need

• Updated CV / résumé (1–2 pages)
• Academic transcripts (scanned copy)
• Degree certificate (or provisional certificate where applicable)
• NYSC discharge certificate or exemption letter
• Valid ID (International passport or national ID)
• Recent passport photograph (digital)
  Keep scanned copies ready in PDF/JPEG; name each file clearly (e.g., “Surname_Firstname_CV.pdf”).

How to apply — step-by-step

1. Register on the LOTUS Bank recruitment portal. LOTUS uses a SeamlessHiring portal for the ELP application — register an account first. experience. Attach required documents where prompted.
2. Complete any screening questionnaires. Some programmes include aptitude or situational judgment questions. Answer honestly and clearly.
3. Submit the application before the deadline. The publicly reported deadline for this intake is 5 December 2025 — apply early.
4. Watch your email/SMS. If shortlisted, you’ll be invited for assessments (online tests), interviews, or assessment centres.

Where to apply: the official LOTUS Bank recruitment page / ELP job posting on their SeamlessHiring portal. (See official portal link on LOTUS Bank careers page.)

Selection process (what to expect)

• Shortlisting based on CV and eligibility.
• Online assessments (numerical, verbal, situational judgment) for shortlisted candidates.
• Interviews / assessment centre: competency interviews, case studies, group exercises.
• Final offer and onboarding for successful candidates.

Timelines vary — successful applicants are usually notified through the portal/email. Keep your contact details up to date.

Application tips — stand out

• Tailor your CV to show quantitative achievements (projects, internships, club leadership). Use metrics where possible.
• Showcase ethical alignment. LOTUS Bank emphasises ethical/non-interest banking — mention relevant coursework or volunteer experience if any.
• Prepare for numerical tests. Practice basic data interpretation, percentages, ratios, and logical reasoning.
• Practice succinct STAR answers (Situation, Task, Action, Result) for competency interview questions.
• Network & verify: follow LOTUS Bank on LinkedIn/Twitter for updates and use the portal’s FAQs for clarifications.

Important reminders

• Always apply through the official LOTUS Bank portal — beware of scams or third-party sites requesting payment. LOTUS Bank’s careers pages list the official application links.
• Keep copies of all submitted documents and take screenshots of your final submission confirmation.

Frequently Asked Questions

1. Can non-banking graduates apply?
   Yes — LOTUS Bank typically accepts graduates from any discipline provided you meet academic and NYSC requirements.
2. What’s the minimum grade?
   A minimum of Second Class Lower (2:2) is commonly required. Confirm on the portal.
3. Is there an application fee?
   No — legitimate bank recruitment portals do not charge application fees. If asked to pay, do not proceed and report it.
4. When is the deadline?
   Reported deadline for this intake is 5 December 2025 — verify on the official portal before applying.
5. How long before shortlisted candidates hear back?
   Timeframes vary; shortlisted applicants are contacted by email/SMS — keep checking your portal dashboard and email.